Author: Luis Rosa

Should I Purchase or Refinance When the Stock Market Drops? (Blog)

The stock market has dropped significantly recently mostly due to Coronavirus fears. Lower mortgage rates often occur as an indirect result of a stock market drop. Read below and tune in to podcast episode 011, where I sit down with my wife Alison to have a casual conversation about whether it makes sense to purchase a home or refinance an existing mortgage during a market drop.

Read More

Marrying Your Finances (Blog)

Joining finances as a new couple can be challenging. Here are some tips on how to make it a smooth transition without creating added stress in your relationship. Be sure to listen to episode 010 of my podcast where I talk about best strategies for marrying your finances.

Read More

Strategies for Paying Off Student Loan Debt (Blog)

If you have 6 figure student loan debt, you’re not alone. Increasingly, more and more people graduate college with a student loan balance similar to a mortgage. This month I sat down with Lauryn Williams, CFP® to discuss some strategies for paying off your student loan debt. Be sure to listen to episode 009 of my podcast to hear the interview.

Read More

How Stock Compensation Fits into Your Financial Plan (Podcast)

Stock compensation has become an increasingly common way to recruit and retain employees. While it was traditionally thought of as a way to award high-ranking executives, it has become very common for employees at all levels in tech companies. It can also be a lucrative part of your compensation package that helps you achieve financial goals. To get the most out of stock compensation, it’s important to understand how it works and how it fits into your personal financial plan.

Read More

How Stock Compensation Fits into Your Financial Plan (Blog)

This month I have a guest blog post from Chloe Moore, CFP®, founder of Financial Staples, a virtual fee-only comprehensive financial planning firm based in Atlanta, GA and serving clients nationwide. To learn how to get the most out of stock compensation and why it’s important to understand how it fits into your financial plan, read Chloe’s post below and also tune in to episode 008 of my podcast, where I interview Chloe and she shares this valuable information.

Read More

Protecting Yourself and Your Loved Ones from Credit Scams (Podcast)

Protecting your credit from scams is an ongoing battle. If you’re feeling overwhelmed, you’re not alone. Research shows people aren’t as savvy at identifying scams as they think they are. Plus, you don’t always have control over who has access to your sensitive information.

In this episode, I speak with Marguerita Cheng, CFP®, Chief Executive Officer at Blue Ocean Global Wealth. Rita shares her insights and tips on what we can do to help protect ourselves, our children, and our parents from credit scams.

Read More

Build a Better Financial Future LLC (“BBFF”) is a registered investment advisor offering advisory services in the State(s) of Nevada, New York, and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by BBFF in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption. All written content on this site is for information purposes only. Opinions expressed herein are solely those of BBFF, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to other parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.