Category: Money Tips

Should I Get Life Insurance Through My Employer or Buy My Own? (Blog)

I realize that this can be an uncomfortable topic for some people.  Essentially you get life insurance for when the time comes that you pass away, and you want to make sure that your expenses are covered, and family is taken care.  Who wants to talk about that?!  Unfortunately, everyone’s time will come one day, and it is vital that we are as prepared as possible.  One thing we can do to help with these preparations is to ensure we have life insurance, and the type of policy that will suit our wants and needs.

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Should I Buy or Rent? (Blog)

The decision to buy or rent will be based on a variety of parameters including finances, lifestyle, school district, feelings of self-worth, etc. Some of the questions people have when considering their options are: Will I be guaranteed a tax credit for owning my home? Will I be throwing money away by renting? Be sure to consult with a Certified Financial Planner™ Professional as he or she can provide you with the expertise to make educated financial decisions for all aspects of your life.

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Do This Before Investing…(Blog)

While investments of all types can be very lucrative, it’s important to remember that there is always a risk that you are taking on. Be sure to consult with a Certified Financial Planner™ Professional as he or she can provide you with the expertise to make educated financial decisions, ensure that you have a diversified portfolio, and help to determine your risk tolerance.

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Should I Purchase or Refinance When the Stock Market Drops? (Blog)

The stock market has dropped significantly recently mostly due to Coronavirus fears. Lower mortgage rates often occur as an indirect result of a stock market drop. Read below and tune in to podcast episode 011, where I sit down with my wife Alison to have a casual conversation about whether it makes sense to purchase a home or refinance an existing mortgage during a market drop.

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Marrying Your Finances (Blog)

Joining finances as a new couple can be challenging. Here are some tips on how to make it a smooth transition without creating added stress in your relationship. Be sure to listen to episode 010 of my podcast where I talk about best strategies for marrying your finances.

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Strategies for Paying Off Student Loan Debt (Blog)

If you have 6 figure student loan debt, you’re not alone. Increasingly, more and more people graduate college with a student loan balance similar to a mortgage. This month I sat down with Lauryn Williams, CFP® to discuss some strategies for paying off your student loan debt. Be sure to listen to episode 009 of my podcast to hear the interview.

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How Stock Compensation Fits into Your Financial Plan (Blog)

This month I have a guest blog post from Chloe Moore, CFP®, founder of Financial Staples, a virtual fee-only comprehensive financial planning firm based in Atlanta, GA and serving clients nationwide. To learn how to get the most out of stock compensation and why it’s important to understand how it fits into your financial plan, read Chloe’s post below and also tune in to episode 008 of my podcast, where I interview Chloe and she shares this valuable information.

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Protecting Yourself and Your Loved Ones From Credit Scams (Blog)

Protecting your credit from scams is an ongoing battle. If you’re feeling overwhelmed, you’re not alone. Research shows people aren’t as savvy at identifying scams as they think they are. Plus, you don’t always have control over who has access to your sensitive information.

This month I have a guest blog post from Marguerita Cheng, CFP®, Chief Executive Officer at Blue Ocean Global Wealth. Rita shares her insights and tips on what we can do to help protect ourselves, our children, and our parents from credit scams. You can also tune in to Episode 006 of my podcast to hear Rita and I talk about the different types of scams and what one can do to protect themselves.

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