Category: Podcast


When it comes to choosing between a traditional or Roth IRA, it really comes down to choosing between pre- and post-tax options. One way to convey this is to think of yourself as a farmer…would you rather pay taxes on your harvest or your seed? In this episode, Luis talks about the Roth IRA vs. the Traditional IRA as well as Roth 401K and Traditional 401Ks and how to decide which one is best for you.

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Should I Get Life Insurance Through My Employer or Buy My Own? (Podcast)

I realize that this can be an uncomfortable topic for some people. Essentially you get life insurance for when the time comes that you pass away, and you want to make sure that your expenses are covered, and family is taken care. Who wants to talk about that?! Unfortunately, everyone’s time will come one day, and it is vital that we are as prepared as possible. One thing we can do to help with these preparations is to ensure we have life insurance, and the type of policy that will suit our wants and needs.

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Should I Buy or Rent? (Podcast)

The decision to buy or rent will be based on a variety of parameters including finances, lifestyle, school district, feelings of self-worth, etc. Some of the questions people have when considering their options are: Will I be guaranteed a tax credit for owning my home? Will I be throwing money away by renting? Be sure to consult with a Certified Financial Planner™ Professional as he or she can provide you with the expertise to make educated financial decisions for all aspects of your life.

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