Episode 006

Protecting Yourself and Your Loves Ones from Credit Scams

In this episode, Luis talks to Marguerita Cheng, CFP®. Rita is the Chief Executive Officer at Blue Ocean Global Wealth based in Gaithersburg, MD. She is a regular columnist for Investopedia & Kiplinger and holds multiple designations, such as the Certified Financial Planner™ certification, Chartered Retirement Planning Counselor(sm), among others. Rita is also a Certified Financial Planner Board of Standards Ambassador, and she helps educate the public, policy makers, and the media about the benefits of competent, ethical financial planning and helps move the financial planning industry forward, via her writing, public speaking, and volunteer work with several organizations, including the Financial Planning Association. Rita is a recipient of several industry recognitions, including the #3 Most Influential Financial Advisor in the Investopedia Top 100 in 2017 and a Woman to Watch by InvestmentNews.

Notes:

In this episode, you’ll learn tips regarding the following:

  • Why we need to be more vigilant than ever about protecting our credit
  • Some of the most common types of scams
  • What you can do to protect yourself, your kids, and your parents
  • Steps to take if you fall victim to identity theft

Resources:

https://www.blueoceanglobalwealth.com/

Twitter: @BLueOceanGW

Facebook: @BlueOceanGlobalWealth

LinkedIn:

https://www.linkedin.com/company/blue-ocean-global-wealth/ 

Experian Security Freeze:

https://www.experian.com/freeze/center.html

Equifax Security Freeze:

https://www.equifax.com/personal/credit-report-services/

TransUnion Security Freeze:

https://www.transunion.com/credit-freeze

Free Annual Credit Report:

https://www.annualcreditreport.com

Opting Out of Unsolicited Credit Card Offers:

https://www.optoutprescreen.com/