Episode 046

Smart Year-End Planning Strategies 2020

In this episode, Luis speaks about things to consider before the year ends in order to set yourself up for a successful New Year and beyond. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of Investment News 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch, as well as Investopedia’s 100 Top Financial Advisors of 2020. From participating as an FPA NexGen Ambassador & Host, to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.


In this episode, Luis discusses the following and more:

  • The Life Events to Consider in Order to Determine if Changes Need to Be Made
  • Roth IRA Conversion Strategy
  • Rebalancing Your 401K
  • Taking Advantage of Your Employer’s Open Enrollment
  • Tax Loss Harvesting
  • Opportunities to Take Advantage Of