I realize that this can be an uncomfortable topic for some people. Essentially you get life insurance for when the time comes that you pass away, and you want to make sure that your expenses are covered, and family is taken care. Who wants to talk about that?! Unfortunately, everyone’s time will come one day, and it is vital that we are as prepared as possible. One thing we can do to help with these preparations is to ensure we have life insurance, and the type of policy that will suit our wants and needs.